Lucro FinançasKnow how last month went.
LucroVista turns the bank statements, receipts and sales reports you already have into a balance sheet, P&L and cash flow that tie to the cent — every month, without a finance team.
First five companies: setup free, €249 a month, and the founder on the phone.
How August went
- Revenue vs July+6%
- Revenue vs August last year+14%
- Delivery-platform fees€214
- Cash, 1 → 31 August+€1,900
- Owed to the owner (own card)€412
Your bank balance says where you are. Your accountant says how the year went. Nothing says how last month went.
Most small companies run on those two numbers and a spreadsheet that stopped matching the bank in month four. LucroVista closes the gap: every month, from documents you already produce, with every number traceable to its source.
Three steps. You do the first one.
Send it in
One door for every document. Photograph a receipt in your phone's browser, send an invoice, drop a bank statement or a sales export. No app, no sorting, no data entry.
Let it clear
Overnight, everything new is matched to the bank and posted. What can't be decided comes back as a short list of questions — what is this for? how was this paid? — each with the likely answer ready.
Read the month
A short note — revenue against last month and last year, the costs that moved, where the cash went, what's owed — with the balance sheet, P&L and cash flow behind it. Every figure links to its source.
Cash ties to the cent, or the month isn't closed.
Every bank account closes to its statement, every month. Anything a document can't prove is listed as a named assumption — what it is, how big, what would change it. Nothing silent.
You're also the finance department.
Know if August was good, what the delivery platforms really cost, and how much you've spent on your own card for the business.
For operators →Monthly reporting for your clients, without hiring for it.
Bank reconciled before you look, receipts attached to the entries, assumptions written down. Your seat is free.
For accountants →We run our own companies on it.
LucroVista closes the books of a café near Lisbon — bagels, coffee roasted in-house, a till, an online store and delivery apps — and of the CFO advisory firm that built it. Both are ours. The café becomes our first paying subscription in October 2026.
No testimonials yet. We'll add them when customers who aren't us have closed a month.
Need the person, not just the numbers?
Lucro Finanças started as a fractional CFO practice for early-stage companies in Europe and the US — forecasting, board reporting, fundraising support and finance operations, month to month. It still is.
About CFO advisoryWhat it isn't
- Not an accountant. Yours stays, and gets tied-out books to work from.
- Not an ERP. It reads what your invoicing, payroll and till already produce.
- Not a bank. It reads statements; it never moves money.
- Not a dashboard to build. The statements and the measures that matter come ready.
Start with one bank statement.
Send us last month's statement and we'll show you what your month looked like. The first five companies get setup free, €249 a month, and the founder on the phone.