Lucro FinançasA CFO when you need one, for as long as you need one.
Fractional CFO support for early-stage companies in Europe and the United States — the judgement and discipline of a full-time CFO, sized to your stage and month to month.
What it covers
CFO advisory subscriptions
Embedded finance leadership, month to month: board and investor reporting, budgeting and forecasting, and building the finance function.
Project engagements
A financial model you can raise on, fundraising readiness, diligence support, and strategic analysis for a specific decision.
Founders setting up in Portugal
Business planning and the financial foundation for US and European entrepreneurs establishing a company in Portugal, with licensed tax and legal partners.
How it works
Month-to-month engagements, scoped to what the company needs now; the work is the argument for continuing.
Every advisory client's books run on LucroVista, so the monthly numbers are reconciled before the conversation starts, and the time goes on decisions.
Who you work with
Andrew Gavin — nine years as head of finance at Earnest Analytics in New York, through a Series B, a debt financing and the company's sale in 2025, after finance roles at Zocdoc, NBCUniversal and GE Healthcare. Senior judgement, with AI-assisted analysis and automated reporting doing the legwork.
Former clients
UpHill Health — Lisbon-based digital health / care-orchestration software company. Engaged Lucro Finanças for Strategic CFO advisory, including budgeting and forecasting, board and investor reporting, and finance function development.
Talk it through.
Thirty minutes on where the company is and what finance needs to do next. Either way, you'll leave with a clearer list.